1. Opening Statements
Assemblyman Kenneth Zebrowski
Senator Jesse Hamilton
Assemblymember Brian Kavanagh
Senator James Sanders Jr.
Senator Leroy Comrie
2. Testimony and Questions
Maria Vullo
Superintendent
Department of Financial Services
Assemblyman Kenneth Zebrowski
Senator Jesse Hamilton
Assemblymember Brian Kavanagh
Senator James Sanders Jr.
Assemblymember Yuh-Line Niou
Senator Diane J. Savino
Assemblymember Charles Barron
Richard Neiman
Head of Regulatory and Government Affairs
Lending Club
Senator Jesse Hamilton
Assemblyman Kenneth Zebrowski
Assemblymember Brian Kavanagh
Assemblymember Charles Barron
Assemblymember Yuh-Line Niou
Senator Diane J. Savino
Assemblymember Carmen de la Rosa
Cathi Kim
Associate Director
National Federation of Community Development Credit Unions
Arlen W. Gelbard
Executive Vice President and General Counsel
Cross River Bank
Senator Jesse Hamilton
Assemblyman Kenneth Zebrowski
Senator Diane J. Savino
Steven Cohen
President
Excelsior Growth Fund
Senator Jesse Hamilton
Senator Diane J. Savino
Assemblyman Kenneth Zebrowski
Nathaniel Hoopes
Executive Director
Marketplace Lending Association
Analea Patterson
Outside Counsel
Innovative Lending Platform Association
Senator Diane J. Savino
Assemblyman Kenneth Zebrowski
Charles Bell
Programs Director
Consumers Union
Matthew Schedler
Supervising Attorney
CAMBA Legal Services
Raul Carrillo
Law Clerk
New Economy Project
Sarah Ludwig on behalf of Lisa Stifler
Deputy Director of State Policy
Center for Responsible Lending
Assemblyman Kenneth Zebrowski
Senator Jesse Hamilton
Assemblymember Brian Kavanagh
3. Closing